Financial Aid/Scholarships

The financial aid process can be an overwhelming process for all.  Below are a few guidelines pertaining to the different types of aid and processes. We strongly advocate applying to a broad range of schools that interest you, regardless of their price tags or need-aware policies.  Need-based and merit-based financial aid can make all manner of schools affordable; we urge you to wait and see what they offer you.

FINANCIAL LITERACY AND SCHOLARSHIP RESOURCES

Wondering how to pay for college?  Become more financially literate and find funding sources through the following video guides and resources at LendEDU.com.

NEED-BASED AID

Virtually all colleges offer need-based financial aid.  A typical need-based aid package might include grants (from the college and/or the government) that you need not pay back, loans (often government-issued and discounted in terms of interest charged and payment schedule), and a paid campus job (work-study).

When in doubt as to whether you will qualify for some kind of need-based aid, you may use a web-based financial aid calculator to see how colleges might regard your situation.  While individual schools perform this analysis in their own ways, this tool may indicate whether applying for aid would be worthwhile.  If your financial situation is complex, if special circumstances adversely affect your economic situation, or if a web-based calculator indicates you’re close to qualifying for need-based aid, you may qualify for more aid than the calculator suggests.  In general, if you think you might need financial aid, you should apply for it.  In any case, the calculator can help you shape your final list of colleges to ensure that it includes affordable options.  Financial aid calculators take little time to use and are available at various sites, such as studentaid.ed.gov, collegeboard.org, and finaid.org.  These sites provide other useful financial information as well.

Even more helpful is the Net Price Calculator that each college is required to post on its web site.  These are customized to each college’s own cost structure and financial aid policies.  After completing any Net Price Calculator, it is prudent to call that college’s financial aid office to ask 1) if you did it correctly, and 2) how close an estimate you should assume it is.  Bear in mind that Net Price Calculators neither can be, nor are meant to be, exact calculations or guarantees of cost or aid.  They are merely estimators to give you some sense of your likely cost.  The financial package your child eventually receives may include aid that the calculator could not anticipate and the financial aid office could not promise prior to completion of the admissions process.  Whether or not you anticipate aid, always wait to see what a college actually offers.

In order to qualify for need-based financial aid, you (student and parents together) must complete the Free Application for Federal Student Aid (FAFSA) as soon as possible after October 1 of your senior year.  You’ll find it at www.fafsa.ed.gov (always be sure you have the .gov site for FAFSA).  If you want a preliminary estimate of the government’s calculation of your need, you can find a FAFSA estimator at the same site.

Depending on where you’re applying, you may also need to complete the CSS PROFILE required by many selective colleges.  The PROFILE is available at www.collegeboard.com.

Finally, some colleges may also require their own financial aid form.

MERIT-BASED AID/SCHOLARSHIPS

The most important thing for you to know about merit-based aid is that If you wish to compete for merit-based scholarships (scholarships based on academic success, test scores, special talents, etc.), you will need to hustle to find them.  The process is highly individualized, and the sources of scholarships are many, so this will take some work.  Of course, Prairie will do all it can to assist in your efforts.  Here are some beginning tips:

The major sources of merit-based aid are:

  • Colleges and universities, especially private ones.  These are the richest sources of merit-based aid.  Be aware, however, that extremely selective colleges typically offer little or no merit-based awards.
  • Employers
  • Local organizations (e.g., Kiwanis, Rotary, Lions, etc.)
  • Churches and other religious organizations (at the national level)
  • Other national organizations

Many nationwide scholarship search engines are available,

Check directly with your colleges to learn more about their scholarship opportunities (not all colleges notify students of scholarship opportunities), as well as with your employer and place of worship.  Watching the newspaper for local scholarships is wise, as is checking scholarship announcements at the public library.

We publish an array of independent scholarship opportunities in Google Drive and occasionally announce particular opportunities at Morning Meeting.  If you’re interested in scholarships for which we have not yet posted updated information in Google Drive, please take the initiative and contact the sponsor directly to ask if they’re still offering it.

NEED-BLIND AND NEED-AWARE POLICIES

A word about need-blind vs. need-aware policies at colleges:  College costs have risen to such a degree that most private colleges have had to become need-aware, meaning that when they’re evaluating students’ applications they are aware of whether any given student has applied for financial aid.  Fortunately, in most cases need does not affect admission decisions; colleges factor it in only in the final stages when they’re splitting hairs for the last few seats.  Generally speaking, colleges (especially private colleges) work hard to come as close as possible to meeting students’ demonstrated need, especially for strong candidates.

Need-blind colleges, on the other hand, make all admissions decisions with no awareness of whether a student has applied for financial aid.  (This does not necessarily apply to international, transfer, and wait-listed students.)  A small number of colleges have managed to remain need-blind and meet full demonstrated need.  Always inquire directly about financial aid policies at your colleges of interest.

Scholarship Opportunities

We’re pleased to post here scholarship opportunities sent to us.

SummaryThose seeking to begin or continue their education in the healthcare field, preferably Respiratory and Pulmonary Care are eligible to apply for scholarships, thanks to the generous support of the family and friends of Ed and Rose DeMeulenaere.

Website: n/a

Attachment: Click here

Grade Level: n/a

Award: Not noted

GPA: n/a

Deadline: Monday, January 7th, 2019

Qualifications: n/a

Summary: The purpose of this scholarship is to provide financial assistance for education beyond the high school level for a student entering an accredited college/university of pursue a healthcare-related degree.

Website: n/a

Attachment: Click here

Grade Level: Graduating in the class of 2019

Award: $500

GPA: 3.0 or higher

Deadline: Monday, January 7th, 2019 — 12:00PM noon

Qualifications: Resident of Racine County, economic need, may not be an immediate family member of an officer of All Saints

Summary: BBB awards scholarships to Wisconsin high school seniors who have demonstrated character, leadership and ethical values. By focusing on these traits, we hope to develop future leaders who will promote ethics in the Wisconsin marketplace.

Website: https://www.bbb.org/wisconsin/scholarships

Attachment: Click here

Grade Level: Graduating in the class of 2019

Award: $2,500

GPA: 3.0 or higher, or show consistent improvement over time

Deadline: Thursday, February 14th, 2019 — 4:30PM

Qualifications: Plan to attend a Wisconsin-based accredited higher education institution (two- or four-year) starting in the fall of 2019

SummaryThe purpose of this scholarship is to provide financial assistance for education beyond the high school level for a student entering an accredited college/university to pursue a healthcare-related degree.

Website: https://www.mywheaton.org/all-saints/give/scholarships-grants/

Attachment: Click here

Grade Level: Graduating in the class of 2019 in a Racine County school

Award: $6,000 ($1,500/year for 4 years)

GPA: 3.0 or higher

Deadline: Monday, January 7th, 2019 — 12:00PM noon

Qualifications: May not be an immediate family member of an officer of All Saints

Summary: Applicants must demonstrate a positive impact and motivation for growth.  The committee will review each applicant’s grades, involvement in the community, school and financial need.

Website: n/a

Attachment: n/a

Grade Level: Graduating in the class of 2019

Award: $1,000

GPA: n/a

Deadline: Monday, January 21st, 2019 — 5:00PM

Qualifications: n/a

Website: n/a

Attachment: Click here

Grade Level: Graduating in the class of 2019

Award: $1,000

GPA: n/a

Deadline: Thursday, February 28th, 2019

Qualifications: Must be a relative of an honorably discharged U.S. Military Veteran and a resident of Racine or Kenosha County, or related to a member of The Vietnam Veterans of America Chapter 767.

Summary: Grade point and community service will be a part of the evaluation.

Website: n/a

Attachment: Click here for Instructions, Rubric, and Application

Grade Level: Graduating in the class of 2019

Award: $2,000

GPA: Unweighted GPA between 3.0 and 3.5 through semester 1 of senior year

Deadline: Delivered to the College Counseling office by Friday, March 29th, 2019

Qualifications: n/a